Medicare And Insurance Plans

Welcome to Georgia Medicare Plans. This site has been designed to assist Georgia Residents in understanding Medicare and Insurance in simple, basic terms. Our goal is to help guide Georgia residents through the complex world of Medicare and Medicare insurance plans. You may call our toll free number or contact us online


We have compiled an assortment of helpful videos, general information, and documents to help the consumer. You may browse our site for free and call our toll-free helpline as needed. Our services are 100% free to the consumer.

Below Is A Short Video Compliments Of Humana 



  

Covering The Gaps In Medicare

Since Medicare only covers a portion of medical expenses, it may be necessary to obtain additional coverage to help cover the "gaps" or co-insurance payments. Listed below are some of the most commonly used options available to the average consumer.

Original Medicare With Part D Coverage: If you choose this option you will have to pay a percentage of all of your medical bills in the form of deductibles and co-insurance. You will also want to remember that with Original Medicare there is No Cap on your out of pocket expenses.

Medicare Advantage Plans: These plans have become a very popular option for Seniors and the disabled. Advantage plans offer lower, predictable co-pays and most plans have an annual Out of Pocket Maximum which puts a cap on how much you will have to pay for medical expenses each year. Many Advantage plans include Part D coverage and have much lower premiums than traditional Medicare Supplement Plans. More Details.... 

Medicare Supplement Plans: This type of plan is designed to cover the gaps in Medicare Parts A and B. Generally these plans have the highest monthly premiums, however Medicare Supplement Plans generally have no network limitations. If you choose the right plan you may have $0 co-pay for medical services. Supplement plans generally do NOT include prescription drug coverage. If you choose this type of plan you will need to purchase your Part D plan seperately. More Details.... 

Part D Plan: Part D is the Medicare prescription drug plan that is regulated by The Centers For Medicare And Medicaid Services (CMS) and administered by private insurance companies with a contract from Medicare. You may purchase a stand alone plan or you may receive these benefits through a Medicare Advantage all-in-one plan. More Details....